Privacy Policy

Aberdeen Solutions Ltd. (“us”, “our” and “we”) appreciates your interest in our website, www.aberdeeninternational.com.com, and such other activities, products, services, features and content which we may offer from time to time (collectively, the “Services”).

We value the privacy of those who visit and use the Services (individually, “you” or collectively, “Users”). We take your privacy seriously and make it a priority to protect personal information that we obtain from and about our Users.

This privacy policy (this “Privacy Policy”) describes:

  1. Which personal information we gather from you;
  2. How and why we use your personal information;
  3. To whom your personal information may be disclosed;
  4. How we protect your personal information;
  5. Updating, accessing, deleting and retaining your personal information, and
  6. Giving or withdrawing your consent to our collection, use or disclosure of your personal information.
By visiting and using the Services, you expressly consent to the information handling practices described in this Privacy Policy. If you do not want your personal information to be used in the manner outlined in this Privacy Policy, you may not use the Services. Our collection and use of information that identifies you, or by which your identity could, alone or in combination with other information, be deduced (such as your name, address, telephone number, e-mail address and credit card or banking information) (“Personal Information”) is subject to the terms of this Privacy Policy.
  1. What Personal Information We Collect.
    1. Personal Information that you provide.

      From time to time, we may ask you to provide Personal Information. If you choose to provide such information, during account registration or otherwise, you are giving us the permission to use and store such information as provided in this Privacy Policy.

    2. Personal Information collected via cookies.

      When you use our website, we may use cookies to track information about your browser’s activities and to provide you with better services and features on the Services. The types of cookies that we may use are “session cookies” and “persistent cookies.”

      1. Session cookies:
        1. Session cookies store information only for the length of time that you are connected to a website – they are not written onto your hard drive. Once you leave the website, they expire and are no longer active. We use session cookies to record specific information from your browser including your Internet Protocol (IP) address, browser type, internet service provider (ISP), referring or exit pages, operating system and the dates and times that you use our website. Additionally, we may record certain information regarding your use of features on our website. Session cookies allow us to gather statistical data which provides insight into how we may improve our Services and to identify your current session to our web server.
        2. Persistent cookies.

          Persistent cookies store information on your hard drive and can be re-read when you return to the site that placed them on your hard drive. We use persistent cookies to remember your preferences and to help block unauthorized attempts to access your Personal Information.

      2. Rejecting cookie: You may adjust your browser settings to notify you when a cookie is about to be sent or you may configure your browser to refuse cookies automatically. Please review your web browser’s “Help” file to learn the proper way to modify your cookie settings. Note that if you do not accept cookies, you will not have access to specific services and features on our website that rely on cookies for their functionality.
      3. Location information. We may collect and store information about your location if you enable your computer or mobile device to send us location information. You may be able to change the settings on your computer or mobile device to prevent it from providing us with such information.
    3. Third-Party Web Beacons.

      We may also implement third-party content on our website that uses “clear gifs”, “web beacons” or other similar techniques, which allow third-party content providers to read and write cookies to your browser, or implement similar tracking mechanisms, in connection with your viewing of that third-party content displayed on our website. This information is collected directly by the third-party, and we do not participate in that data transmission. Information collected by third parties in this manner is subject to that third-party's own data collection, use, and disclosure policies.

    4. Your relationship with us.

      We will collect information arising from your relationship with and through us and your use of the Services. For example, we require that you enter into an escrow services agreement in respect of deposit transactions in order for us to provide the Services. As well, we maintain a record of your transaction and payment history and when you send us an e-mail, speak with one of our telephone service representatives, or communicate with us through any other means, we may monitor, record and retain those communications for our mutual protection and in order to process your inquiries, respond to your requests and improve our Services.

    5. Personal Information from Other Sources.

      We may also obtain Personal Information from third parties and sources other than the Services. If we combine or associate information from other sources with Personal Information that we collect through our Services, we will treat the combined information as Personal Information in accordance with this Privacy Policy.

  2. How and Why Your Personal Information is Used.
    1. To Serve you.

      We use the Personal Information that you provide or that we collect for legal and regulatory purposes, to manage business risks, to provide our Services to you and to establish and enhance our relationship with you. We generally use the Personal Information you provide or that we collect to operate, maintain, improve, and provide our Services. For example, we may use your Personal Information to: respond to specific requests from you; process the receipt or disbursement of deposits; help us better understand your use of the Services, and to administer the Services and protect the security of the Services when necessary. The Services may allow you to submit feedback. Should you choose to provide feedback, you consent to us contacting you by way of follow-up e-mail or phone call to discuss your feedback.

    2. Aggregate Information.

      We may generate non-identifying and aggregate profiles from the information you provide during registration for our Services and through your use of our Services. Non-identifying and aggregate profiles are used to improve the quality of our Services and to develop new Services. Aggregated non-personally identifying information may be shared with third parties.

    3. Marketing and Experience.

      We may use your Personal Information to provide you with information about our features, services and other offerings that may be of interest to you. This information may be provided to you by mail or phone and/or, with your prior consent, by email. We may also send information or offers to groups of Users on behalf of other businesses. We may share your Personal Information with certain other websites that we link to, to the extent that you click on such links, in order to enhance your experience in connection with our website.

  3. To Whom your Personal Information may be disclosed.
    1. Our subsidiaries or affiliates.

      We may share your Personal Information with our subsidiaries or affiliates (the “Group”) for legal and regulatory purposes, to manage business risks, to perform analytics, to ensure that we have correct and up to date information about you and to the extent necessary if you have requested a Services that is jointly offered by more than one member of the Group.

    2. Suppliers.

      We may use other companies, such as banking institutions, to provide individual Services on our behalf. These companies will only be given the information needed to perform those Services. We have contracts in place holding these companies to the same standards of confidentiality by which we are governed. Our suppliers may perform activities outside of our company of domicile. As a result, your Personal Information may be securely used, stored or accessed in other countries and may be subject to the laws of those jurisdictions. These companies may be required to disclose your Personal Information in response to valid demands or requests from governments, regulators, courts and law enforcement authorities in those jurisdictions or countries.

    3. Merger or sale.

      If we are acquired by or merged with a third-party entity, or if we sell a part of our business, we reserve the right to transfer or assign the Personal Information that we have collected from you as part of such merger, sale or other change of control.

    4. Where required by law.

      We may disclose your Personal Information if we have a good faith belief that access, use, preservation or disclosure of such Personal Information is reasonably necessary to satisfy any applicable law, regulation, self-regulation, legal process or enforceable governmental request. When we provide Personal Information in response to a legal inquiry or order that we believe to be valid, we disclose only the Personal Information that is legally required. Note that we use cloud storage services to store your Personal Information. As a result, the physical storage of your Personal Information may span multiple jurisdictions or countries, and we may disclose your Personal Information in response to valid demands or requests from governments, regulators, courts or law enforcement authorities in those jurisdictions or countries.

    5. Protection of our interests.

      We may also disclose your Personal Information if we believe, in good faith, that it is appropriate or necessary to take precautions against liability; to help us collect a debt or enforce an obligation owed to us by you; to protect against fraudulent, abusive, or unlawful uses; to investigate and defend ourselves against any third-party claims or allegations; to assist government enforcement agencies; to protect the security or integrity of our Services; or to protect the rights, property, or personal safety of our Users, employees or others.

    6. Consent.

      We may disclose your Personal Information where you have authorized us to do so. For example, if you have given us consent, we may share your Personal Information with business partners and other entities that are not affiliated with us who would like to send you information about their products and services. We do not share Personal Information with other third-party organizations for their marketing or promotional use without your consent or except as part of a specific program or feature for which you will have the ability to opt-in.

  4. How we protect your Personal Information.
    1. Security processes.

      We make commercially reasonable efforts to safeguard your Personal Information from loss or theft, unauthorized access, disclosure, duplication, use or modification through security measures appropriate to the sensitivity of the information. These steps include internal reviews of our data collection, storage and processing practices and security measures which include appropriate encryption and physical security measures to guard against unauthorized access to systems where we store Personal Information.

    2. Confidentiality Obligations.

      We restrict access to your Personal Information to our employees, contractors, and suppliers who need to know that information in order to process it on our behalf or to provide our Services to you. Our employees, contractors, and suppliers are bound by confidentiality obligations and may not use the information for any unauthorized purpose. Our employees may be subject to discipline, including termination and criminal prosecution if they fail to meet their obligations described in this Privacy Policy. Our suppliers and contractors are required to protect your Personal Information in a manner that is consistent with this Privacy Policy.

  5. Updating, Accessing, Deleting and Retaining your Personal Information.
    1. Updating your Personal Information.

      You may update, correct, or delete your information and preferences at any time.

    2. Accessing and deleting your Personal Information.

      We make good faith efforts to provide you with access to your Personal Information and to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual Users to identify themselves, and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case, where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. We will advise you of any applicable fee before proceeding with your request. Upon your request, we will make reasonable efforts to delete your Personal Information from our database. However, it may be impossible to remove your information without retaining some residual data for a period of time due to backups and records of deletion.

    3. Retention of your Personal Information.

      We retain your Personal Information only as long as it is required for the reason(s) that it was collected. This length of time will vary depending on the Service and the nature of the information and may extend beyond the end of your relationship with us. When your information is no longer needed for the purpose for which it was collected, we will destroy, delete, erase or convert it to an anonymous form.

  6. Providing or withdrawing your consent.

    We will obtain your consent before collecting, using or disclosing your Personal Information, except where permitted or required by law. Depending on the situation and the sensitivity of the information, we may obtain your consent in different ways. Express consent may be obtained verbally, electronically or in writing from you or your authorized representative (such as a legal guardian or attorney appointed under a power of attorney) for the stated purpose(s). Implied consent may be obtained through your use or continued use of a Services when the purpose(s) for collecting, using or disclosing your Personal Information is indicated by the relevant circumstances or follows logically from purposes identified in this Privacy Policy (such as when you approach us to obtain information or inquire about or purchase Services from us). We will seek your consent before using your Personal Information for any purpose not previously identified and will limit the collection of your Personal Information to that which is reasonably necessary for the relevant purpose(s). We will not, as a condition of the supply of any of the Services, require you to consent to the collection, use or disclosure of Personal Information beyond that which is reasonably required to fulfill the purpose for which it is collected.

    In most cases, you may refuse to provide your consent to our collection, use and/or disclosure of your Personal Information in accordance with this Privacy Policy. Note, however, that if you refuse to provide your consent or withdraw your consent, we may not be able to provide you with a particular Service.

    You may withdraw your consent provided that: you provide reasonable notice; we are not legally required to collect, use or disclose your Personal Information; and withdrawing your consent does not impede our ability to fulfill our obligations to you. You may withdraw your consent by contacting us at info@aberdeeninternational.com. Our staff will be pleased to explain your options and any consequences of refusing or withdrawing your consent and record your choices.

    Several of the privacy preferences available to you, subject to legal, business or contractual requirements, are outlined below.

    1. Direct marketing.

      The Services may provide an option for you to consent to receive information that may be of interest to you through various channels including direct mail, telephone, electronic or other means. You may opt-out of receiving such communications from us at any time by clicking on the “unsubscribe” link in any such electronic messages, or by contacting us through the Services or at info@aberdeeninternational.com. We will respect your opt-out instructions. However, any marketing campaigns that are already underway may not immediately take your preferences into account.

    2. Sharing with our subsidiaries or affiliates.

      We may share your Personal Information with our subsidiaries or affiliates (the “Group”) for fraud or crime prevention, suppression or detection; to meet regulatory, legal or reporting requirements; to manage business risks; to perform analytics; to ensure that we have correct and up to date information about you. You may not withdraw consent for this sharing. We may also share your Personal Information to manage your total relationship with the Group better and enable other members of the Group to bring suitable Services to your attention. We may share your Personal Information within the Group for these purposes unless prohibited by law or you tell us not to.

    3. Suppliers.

      We may share Personal Information with our suppliers, agents and other organizations that perform Services for us or on our behalf to the extent necessary to provide and administer the Services that you have requested from us. If you withdraw your consent for this sharing, we may not be able to provide you with your requested Service.

  7. Changes to this Privacy Policy

    We reserve the right to change this Privacy Policy at any time at our sole discretion. We will inform you of any such change by posting a new Privacy Policy on our website and marking the effective date of any such change to the Privacy Policy. Your continued use of the Services after the posting of changes constitutes your binding acceptance of such changes.

  8. Third-Party Sites

    Our website may be linked to internet websites operated by other companies. You should consult the respective privacy policies of these third-party websites. Our Privacy Policy does not apply to, and we cannot control the activities of, such other third-party websites. Please be aware that we do not warn you when you choose to follow a link through to another website from our website.

  9. International Users

    Please note that we use cloud storage services to store and process your Personal Information. In some cases, we save and process your Personal Information outside your own country. As a result, the physical storage of your Personal Information may span multiple jurisdictions or countries and the governments, regulators, courts or law enforcement authorities in those jurisdictions or countries may be able to obtain disclosure of your information through applicable laws. Your use of the Services or your submission of any Personal Information to us will constitute your consent to the transfer of your Personal Information outside of your home country, which may provide for different data protection rules than those in your own country.

  10. Complaints and Questions
    1. We regularly review our compliance with this Privacy Policy. When we receive formal written complaints, it is our policy to contact the complaining User regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between you and us.
    2. If you have any questions about this Privacy Policy, please feel free to contact us at info@aberdeeninternational.com.